You are protected. Standard property insurance for your rental property will cover the most important liability-related aspects:
General liability coverage is directed toward any lawsuits that may arise in connection with personal injuries or property damage associated with your business.
Professional liability coverage protects your business from any professional mistakes you make as the business owner.
The LLC for this investment property also protects you and your personal assets. If a tenant (guest) fell down the stairs and sued, only the LLC would be held liable but your personal assets would be protected. We’ll do our job to make sure the tenant and property are taken care of so cases like these don’t happen.